Kotak Mahindra Bank Personal Loan Interest Rate @10.99%

How to apply for a Kotak Mahindra Bank Personal Loan?

Kotak Mahindra Bank offers its customers the convenience of applying for a personal loan digitally, instantly. The process is 100% digital and contactless.

[{"selector":"#anim-1b7f8479-4eb8-4550-a5f0-a3172c1ae457 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-6c08024a-82e0-4db3-a9d3-c13df6c4e433","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-08823c66-3a58-429f-80b8-f997d72bef83","keyframes":{"transform":["translate3d(105.05319%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Kotak Mahindra Bank offers personal loans up to Rs 25 lakh to customers at the lowest interest rate of 10.99% per annum.

[{"selector":"#anim-2ecf910d-b64a-459f-832a-f05477512499 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.257324105020174%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-dccb8005-f42e-4ef2-8b6f-0ffad72ef16c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1072ba4d-951a-4471-8658-83c0420e1de6","keyframes":{"transform":["translate3d(105.05319%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

You get a flexible tenure of 5 years to repay the amount taken as a personal loan, which proves very beneficial for all the customers.

[{"selector":"#anim-5d04a7ad-2e05-4779-ba1a-63980738afca [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-735b4b3f-af60-4027-adef-5c9535309455","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3a379ab5-8a4e-48da-9f55-8e3dd997601e","keyframes":{"transform":["translate3d(104.78723%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Kotak Personal Loan is an unsecured loan. You do not need to submit any security to avail of a personal loan.

[{"selector":"#anim-3ed41e6f-78c4-4ce3-ae4b-d878571c58d8 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(29.858398315281555%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-924c40e4-32d8-43cd-940a-1731c0f643e1","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

A good CIBIL score can help you get an adequate personal loan amount. The minimum CIBIL score prescribed for availing of Kotak Mahindra Bank Personal Loan is 650.

[{"selector":"#anim-6b97a033-78d3-40c3-9ff3-70d3bb0d1f66 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.323242074170153%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-965de307-dc32-440b-81b1-fe69c14a1362","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cfb5659c-2dbf-43af-817d-0494be415469","keyframes":{"transform":["translate3d(0px, -179.25926%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

To apply for Kotak personal loan, you must have an Aadhaar card, pan card, and income tax return.

[{"selector":"#anim-c1dc55b4-e250-476e-a758-abe1d1e894b2 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(34.179687404002955%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-955153a7-7cb8-40a7-ab83-abc07e53522d","keyframes":[{"offset":0,"transform":"translate3d(0, -280.50926%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -78.879203912%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -26.816685256%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -10.070282434%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -4.375944455999999%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":1600,"fill":"both"}]

We can use the Kotak personal loan amount per our requirement for household expenses, home renovation, family weddings, vehicle purchases, etc.

[{"selector":"#anim-d406badb-a742-4a5e-ac16-a11d6c5eb9c5 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(31.249999886225726%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-dac006f9-0c26-463e-bf94-ba788ac46f04","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-aae51af3-1ede-4f54-93f7-3bbb7553f94a","keyframes":{"transform":["translate3d(104.78723%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

For any query related to Personal Loans, you can also call on the customer care number 1860-266-2666.

[{"selector":"#anim-1bb93d24-fa9a-4479-8b45-96cf834c6c24 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(18.419658711035435%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-d654c89c-2965-44ce-9e58-a80c0f18da42","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}]

Click on the link below to get a personal loan from Kotak Mahindra Bank.

[{"selector":"#anim-2dcd8386-abc0-43dd-9b51-fce97e0b0676 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-2835138e-3924-4d0d-828f-6aba67755c58","keyframes":[{"offset":0,"transform":"translate3d(0, -245.78675%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.29,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.45,"transform":"translate3d(0, -69.11523410000001%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.61,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.71,"transform":"translate3d(0, -23.497213300000002%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.8,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.85,"transform":"translate3d(0, -8.823744325000002%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":0.92,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"},{"offset":0.96,"transform":"translate3d(0, -3.8342733%, 0)","easing":"cubic-bezier(.5, 0, 1, 1)"},{"offset":1,"transform":"translate3d(0, 0%, 0)","easing":"cubic-bezier(0, 0, .5, 1)"}],"delay":0,"duration":1600,"fill":"both"}] [{"selector":"#anim-341cf855-46a8-45c1-97bb-5b9e48e0a870","keyframes":[{"transform":"scale(1)","offset":0},{"transform":"scale(1.5)","offset":0.33},{"transform":"scale(0.95)","offset":0.66},{"transform":"scale(1)","offset":1}],"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}]