In today’s time, every person needs a credit card. It helps us to maintain our daily expenses, so today I will tell you how to apply for Kotak League Platinum Credit Card.
Kotak League Platinum Credit Card comes with a host of benefits. Using this credit card, you can earn multiple reward points and cashback on your daily spending. The good news is that you can make this credit card your own by spending just Rs.499. Here we will discuss the features, benefits, and charges of the Kotak League Platinum Credit Card and provide apply link.
Kotak League Platinum Credit Card Review
| Article Topic | Kotak League Platinum Credit Card Apply Online |
| Joining Fee | Rs 499/- |
| Annual Fee | Rs 499/- (Annual fee waiver on spending 50000 and above in a year) |
| Welcome Gift | Get a movie voucher worth Rs.500/- on joining. |
| Milestone Feature | 10000 reward points or 4 PVR tickets on the spends of Rs 1,25,000 every 6 months. |
| Kotak Credit Card Payment | Auto-Debit, Kotak Mobile App, Kotak Net-Banking, Google Pay, NEFT, etc. |
Features & Benefits of Kotak League Platinum Credit Card
The Kotak Bank League Platinum Credit Card comes with a lot of Benefits. If you want to Kotak bank credit card, first of all, you know all features & benefits of this card.
Welcome Gift: Instead of the joining fee, you get a movie voucher worth Rs.500. After receipt of the joining fee vouchers are sent to the registered mail id and mobile number.
Premier Reward Points: Earn 8 Reward Points on every Rs.150 spent on your Kotak League Credit Card.
- Special categories are travel agencies and tour operators. Package Tour Operator. Airlines and Air Carriers | Electricity sales | Durable goods | Earn 8 reward points on spending up to Rs.2 lakh at departmental stores and 4 reward points on another spending.
- Earn 8 reward points on all spends of Rs.2 lakh and above.
Fuel surcharge waiver: Applicable on transactions between Rs 500 and Rs 3000. The maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500.
Railway surcharge waived: Save railway surcharge waiver for transactions on www.irctc.co.in and at Indian Railway booking counters. The maximum Railway Surcharge exemption allowed in a calendar year is Rs. 500/-.
Milestone Feature: 10000 reward points or 4 PVR tickets on the spends of Rs 1,25,000 every 6 months.
- Enjoy up to 8 free PVR tickets every year
- PVR Tickets can be used any day and for any show and are transferable.
- A Star Passcode will be issued and can be redeemed for online PVR movie ticket booking at www.pvrcinemas.com.
- You can claim your PVR ticket within 3 months after the program expires.
Note: If the ticket price exceeds Rs.400, the difference amount will be paid by the cardholder along with the booking fee. PVR tickets will not be applicable for customers who come under a non-PVR location city. PVR movie tickets can be redeemed online only at www.pvrcinemas.com. PVR Movie Tickets cannot be redeemed at the Box Office.
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Fees and Charges of Kotak League Platinum Credit Card
| Type of Charges | Amount |
| Joining Fee | Rs. 499/- |
| Annual Fee | Rs 499/- (Annual fee waiver on spending 50000 and above in a year) |
| Add-on Card fees | Nil |
| Interest Charges on outstanding Balance | 3.50% per month (42% p.a.) |
| Foreign Currency Mark up | 3.5% |
| Late Payment Charges | Rs. 100 for statement o/s less than or equal to Rs. 500. Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000 Rs. 700 for statement o/s greater than Rs. 10,000 |
| Over Limit Charges | Rs 500/- |
| Cheque bounce Charges | Rs 500/- |
| Fee for Cash payment at bank | Rs 100/- |
Eligibility Criteria & Documentation of Kotak League Platinum Credit Card
To apply for a Kotak Bank Credit Card, you have to be eligible and provide some documents. After that, you can apply for this credit card. Following are the eligibility criteria and documents for Kotak League Platinum Credit Card:
For Salaried Customer
Age Group: 21 to 65 years
Income Range: 5 lacks per annum
CIBIL Score: 750+
Documents Required
- Identity Proof: Any one of the documents – Passport, PAN Card, Ration Card, Aadhar Card, Voter’s ID Card, Driving License
- Address Proof: Any one of the documents – Telephone bill, Electricity bill, Passport, Ration Card, Rental agreement, Aadhar Card
- Income Proof: Salary Certificate, Recent salary slip, Employment letter
For Self Employed Customer
Age Group: 21 to 65 years
Income Range: Paid ITR of Rs 5 lakhs in a year
CIBIL Score: 750+
Documents Required
- Identity Proof: Any one of the documents – Passport, PAN Card, Ration Card, Aadhar Card, Voter’s ID Card, Driving License
- Address Proof: Any one of the documents – Telephone bill, Electricity bill, Passport, Ration Card, Rental agreement, Aadhar Card
- Income Proof: Certified financials, Recent ITR (Income Tax Returns), Audited profit and loss statement or balance sheet
How to Apply for a Kotak League Platinum Credit Card Online?
You want to apply for Kotak Bank League Platinum Credit Card. For this, you have to follow some easy steps are given below:
- Click on the link below to apply for Kotak Bank League Platinum Credit Card.
- Fill in the required details like name, mobile number, email id, and pin code, and click on start journey now.
- The customer has to enter the mobile number click on Get OTP and submit the OTP received on your mobile number.
- Now the customer has to enter their basic and employment details and click on Proceed.
- Further steps require the customer to mention the name they want on their credit card and their current and permanent residence.
- Submit the details.
- The bank will evaluate the credit card application.
Offline Application:
- Visit the nearest Kotak Mahindra Bank branch and speak to a Credit Card advisor.
- Fill out the Credit Card application form and provide the required documents.
- The Credit Card advisor will verify your details and process your application.
- Once the Credit Card is approved, you will receive the Credit Card at your permanent residence address.
Kotak Bank Credit Card Payment
Auto-Debit: Using the Auto Debit facility, you can pay your credit card bills promptly. By using this method, you also get rid of late payment charges. You must maintain a sufficient balance in your savings account. The balance will be automatically deducted from your savings account on the bill payment date.
Mobile Banking and Net Banking: Kotak Mahindra Bank provides you with an easy way of mobile banking and net banking to make credit card payments. You can pay your credit card bills using your mobile.
NEFT/IMPS: If you have a Non – Kotak Mahindra Bank savings account, you can pay your credit card bills through NEFT/IMPS.
Cheque: You can also use a Cheque to pay the credit card bill. You can deposit your cheque in the drop box of your nearest Kotak Mahindra Bank to pay your bills through the cheque of any of your savings accounts.
Kotak Credit Card Customer Care Number
For queries, please call us at Kotak Bank League Platinum Credit Card Toll-Free number 1860 266 2666/1800 266 6666 (24*7).
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FAQ Related to Kotak League Platinum Credit Card
Can I use the Kotak League Platinum Credit Card internationally?
Yes, you can use the Kotak League Platinum Credit Card for international transactions. However, foreign exchange markup charges of 3.5% will be applicable for transactions done in foreign currency.
What is Credit Card Billing Cycle?
The billing cycle refers to the period. Any transaction that happened during this period will reflect in your statement. During this period, any transactions made and posted on your credit card will be reflected in the credit card statement for that month. This will also include your credit card payments, refunds made through credit cards, cashback, cash withdrawals (if any), and EMIs issued on your credit cards.
What is Kotak Mahindra Bank Contactless Credit Card?
Contactless cards are a fast and convenient way to pay for everyday purchases. It’s a secure, contactless chip technology designed to help you spend less time at the cash register and leave you free to do the things that matter most to you. Kotak Bank Contactless Credit Card is a chip-enabled Radio Frequency Antenna embedded credit card. This card can be used in all NFC-enabled contactless terminals around the world.
What is the limit of the Kotak Platinum Card?
Kotak Mahindra Bank determines the credit limit based on its internal policies and discretion. Typically, the credit limit for Kotak League Platinum credit cards ranges between Rs 25,000 to Rs 3 lakhs, but it may vary for each applicant. Cardholders can request a credit limit enhancement after a certain period, subject to the bank’s terms and conditions.
Can I convert my purchases into EMIs using the Kotak League Platinum Credit Card?
Yes, you can convert your purchases into EMIs using the Kotak Bank Credit Card. EMI facility is available for transactions of Rs.2500 and above.
How can I connect with Kotak Bank Credit Card Customer Care?
For queries, please call us at Kotak Bank League Platinum Credit Card Toll-Free number 1860 266 2666/1800 266 6666 (24*7).
Conclusion:
The Kotak League Platinum Credit Card is a popular credit card that offers cashback rewards and reward points on all transactions. Whether the Kotak Bank Credit Card is a good fit for customers depends on their spending habits and requirements. If customers frequently make online and offline transactions and want to earn rewards and cashback, this card could be a good option for them. It’s essential to consider the eligibility criteria and fees associated with the card before applying.
