Navi Instant Personal Loan is available with fair interest rates and flexible EMI for a long tenure. The loan is available from this app through a fully digital and contactless process. You will get Navi Instant personal loan with an annual interest rate of 9.90% to 45% to meet your monetary requirements. You can use this money for bill payments, home renovation, personal expenses, etc. Navi Instant Personal Loan can prove profitable for you Due to a low-interest rate, bearing a paperless process, repayment tenure, etc. Here, I will walk you through the features, benefits, and charges of Navi Instant Personal Loan.
‘Navi Instant Personal Loan’ Detail
|Interest Rate||Competitive Interest rates start at 9.90% to 45% p.a.|
|Personal loan Process||Completely digital, Contactless, Paperless Process|
|Processing Fee||Processing Fees of Up to 3.99% will be deducted from the loan amount + GST (Minimum Process fee 1499 + GST)|
|Loan tenure||90 days to 72 Months|
|Maximum Loan Amount||10k to 20 lakhs at flexible EMIs|
|Age Limit||18 years or above.|
|Example Loan||Loan Amount: Rs 50,000 |
Tenure: 12 Months
Interest Rate: 24% (on Reducing Principal Balance Interest Calculation)
EMI Amount: Rs 4,728
Total Interest Payable: Rs 6,736
Processing Fees (incl. GST): Rs 1,475
Disbursed Amount: Rs 50,000 – 1,475 = 48,525
Total Amount Payable: 56,736
|Navi Loan Customer Care Number||Mob: 91–80108-33333|
Email ID: [email protected]
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Features of Navi Instant Personal Loan app
- The process of loan application is completely digital and a contactless process. The signed document is not required and there will be no physical meeting.
- In only 5 minutes, you can learn about the loan.
- Navi Instant Personal Loans is available with reasonable interest rates and flexible EMI for the long term.
- This loan is available for salaried and self-employed.
- It is available for download on Google Play Store and customers can see their eligibility for free.
- There is no need to submit security to take a loan.
- No bank statement or salary slip requirement.
Eligibility Criteria (Navi Instant Personal Loan)
- Only Indian citizens can apply for personal loans.
- The person should not be less than 18 years.
- A good credit score increases the likelihood of getting a loan.
- Navi Loans should have access to your city.
Documents Required for Navi Instant Personal Loan
- PAN card number.
- Mobile number should be linked to the Aadhaar number
- You must have savings account numbers.
How to Apply for Personal Loans Through Navi App?
- Install Navi App from Google Play Store.
- Register by using your mobile number.
- Fill in your original details to check your loan eligibility. Such as name, home address, monthly income, etc. In some time, you will learn about the loan amount.
- Choose the loan and EMI amount according to your convenience.
- Full KYC with a selfie-and base number.
- Enter your savings account details for a money transfer.
- After some time, the money gets transferred to your bank account. sometimes, the money gets transferred to your bank account.
- Reach us at [email protected] for any of your queries.
Navi Loan Office address is:
3rd Floor, Salarpuria Business Center,
93, 5th A Block, Koramangala
Bangalore – 560095
|Delhi NCR||New Delhi, Gurgaon, Noida, Greater Noida, Ghaziabad, Faridabad|
|Maharashtra||Mumbai, Navi Mumbai, Thane, Pune, Nagpur, Ahmed Nagar, Kolhapur, Aurangabad, Nashik, Satara|
|Karnataka||Bangalore, Mysore, Udupi, Dharwad, Kolar, Hassan, Mandya.|
|Tamil Nadu||Chennai, Tiruchirappalli, Erode, Madurai, Vellore, Salem|
|West Bengal||Kolkata, Hooghly, Howrah|
|Punjab||Amritsar, Ludhiana, Jalandhar, Mohali, Ropar, Bathinda, Fatehgarh Sahib|
|Gujrat||Ahmedabad, Vadodara, Valsad|
|Telangana||Hyderabad, Secunderabad, Mahbubnagar|
|Rajasthan||Jaipur, Udaipur, Ajmer, Alwar, Kota, Jhunjhunu|
|Uttar Pradesh||Ghaziabad, Noida, Lucknow, Jhansi|
|Andhra Pradesh||Visakhapatnam (Vizag)|
|Haryana||Ambala, Karnal, Kurukshetra, Panchkula, Panipat|
|Kerala||Ernakulam, Kollam, Kottayam, Thiruvananthapuram, Thrissur|
Navi Instant Personal and Home Loans App info (Review)
|Application Name||Navi – Instant Personal and Home Loans|
|Updated on||20 Jul 2021|
|App Download Size||13.76MB|
|Released on||30 Apr 2020|
|Navi App Review||3.6 star|
Navi Loan Customer Care Number
The customer care number for Navi Loan is 80108-33333. This toll-free number is available 24/7 for customers to get assistance with their loans and other financial services offered by Navi Loan.
You can also reach out to Navi Loan through their customer service email at [email protected] for any queries or concerns.
FAQ Related to NAVI Instant Personal Loan: –
How can I get personal loans from Navi?
Install Navi App from Google Play Store to get personal loans through the Navi App.
Register by using your mobile number.
Fill in your original details to check your loan eligibility. Such as name, home address, monthly income, etc. In some time, you will learn about the loan amount.
Choose the loan and EMI amount according to your convenience.
Full KYC with a selfie-and base number.
Enter your savings account details for a money transfer.
After some time, money is transferred to your bank account. Occasionally, money is transferred to your bank account.
What is the interest rate for NAVI Instant Personal Loan?
You will get Navi personal loan from Rs 10000 to Rs 20 lakhs with an interest rate of 9.90% to 45% per annum. The loan is available from this app through a fully digital and contactless process. You can use this money for bill payments, home renovation, personal expenses, etc.
How can I repay my new debt?
In this case of prepayment, the loan provider can pay through net banking, check, or DD services. Ensure that the required amount is available in the bank account every month from the date of EMI.
How to contact Navi personal loan customer care?
For any query related to Personal Loan, you can also call on the customer care number 91–80108-33333. You can also get an answer to your questions by sending mail to [email protected]
How can I calculate the EMI payable before availing of a personal loan from Navi?
You can check EMI payable by using the EMI calculator available on the Navi app. You can put the necessary details to check the EMI payable and check the emission payable. This feature is free for you.
What is the repayment tenure for a NAVI Instant Personal Loan?
The repayment tenure for a NAVI Instant Personal Loan varies, but it is typically between 12 to 60 months.
What if I miss a loan repayment?
If you miss a loan repayment, you may be charged a late fee. Additionally, missing loan repayments can negatively impact your credit score.
How do I improve my credit score?
To improve your credit score, consistently make all bill payments on time, keep credit card balances low, limit new credit applications, dispute errors on a credit report, build a mix of credit types, keep old accounts open, and make more than minimum payments on loans/credit cards. Check your score regularly to track progress.
In conclusion, Navi Instant Personal Loan is a quick and convenient solution for financial needs. With a simple application process and fast approval time, it can provide the funds you need for various expenses. However, it is necessary to carefully consider the terms and conditions of the loan, including the interest rate and repayment tenure, before applying. With good credit habits and paying your loans on time, you can improve your credit score and ensure a positive financial future.