Navi Instant Personal Loan is available with fair interest rates and flexible EMI for a long tenure. The loan is available from this app through a fully digital and contactless process. You will get Navi Instant personal loan with an annual interest rate of 12% to 36% to meet your monetary requirements. You can use this money for bill payments, home renovation, personal expenses, etc. Navi Instant Personal Loan can prove profitable for you Due to with low-interest rate, bearing a paperless process, repayment tenure, etc.
Contents
- 1 ‘Navi Instant Personal Loan’ Detail
- 1.1 Features of Navi Instant Personal Loan app
- 1.2 Eligibility Criteria (Navi Instant Personal Loan)
- 1.3 Documents Required for Navi Instant Personal Loan
- 1.4 How to Apply for Personal Loans Through Navi App?
- 1.5 Operational Cities
- 1.6 Navi Instant Personal and Home Loans App info (Review)
- 1.7 Navi Instant Personal Loan Related FAQ: –
- 1.8 How can I get personal loans from Navi?
- 1.9 What is the rate of interest of Navi?
- 1.10 How can I repay my new debt?
- 1.11 How to contact Navi personal loan customer care?
- 1.12 How can I calculate the EMI payable before availing of a personal loan from Navi?
| Interest Rate | Competitive Interest rates starting at 12% to 36% p.a. |
| Personal loan Process | Completely digital, Contactless, Paperless Process |
| Processing Fee | Processing Fees of Up to 3.99% will be deducted from the loan amount + GST (Minimum Process fee 1499 + GST) |
| Loan tenure | 90 days to 36 Months |
| Maximum Loan Amount | 10k to 5lakh at flexible EMIs |
| Age Limit | 18 years or above. |
| Citizenship | Indian Citizen |
| Example Loan | Loan Amount: Rs 50,000 Tenure: 12 Months Interest Rate: 24% (on Reducing Principal Balance Interest Calculation) EMI Amount: Rs 4,728 Total Interest Payable: Rs 6,736 Processing Fees (incl. GST): Rs 1,475 Disbursed Amount: Rs 50,000 – 1,475 = 48,525 Total Amount Payable: 56,736 |
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- The process of loan application is completely digital and a contactless process. The signed document is not required and there will be no physical meeting.
- In only 5 minutes, you can learn about the loan.
- Navi Instant Personal Loans is available with reasonable interest rates and flexible EMI for the long term.
- This loan is available for salaried and self-employed.
- It is available for download on Google Play Store and customers can see their eligibility for free.
- There is no need to submit security to take a loan.
- No bank statement or salary slip requirement.
- Only Indian citizens can apply for personal loans.
- The person should not be less than 18 years.
- A good credit score increases the likelihood of getting a loan.
- Navi Loans should have access to your city.
- PAN card number.
- Mobile number should be linked to the Aadhaar number
- You must have savings account numbers.
- Install Navi App from Google Play Store.
- Register by using your mobile number.
- Fill in your original details to check your loan eligibility. Such as name, home address, monthly income, etc. In some time, you will learn about the loan amount.
- Choose the loan and EMI amount according to your convenience.
- Full KYC with a selfie-and base number.
- Enter your savings account details for money transfer.
- After some time, the money gets transferred to your bank account. some time, the money gets transferred to your bank account.
- Reach us at [email protected] for any of your queries.
Navi Office address is:
Navi,
3rd Floor, Salarpuria Business Center,
93, 5th A Block, Koramangala
Bangalore – 560095
Operational Cities
| State | Cities |
| Delhi NCR | New Delhi, Gurgaon, Noida, Greater Noida, Ghaziabad, Faridabad |
| Chandigarh | |
| Maharashtra | Mumbai, Navi Mumbai, Thane, Pune, Nagpur, Ahmed Nagar, Kolhapur, Aurangabad, Nashik, Satara |
| Karnataka | Bangalore, Mysore, Udupi, Dharwad, Kolar, Hassan, Mandya. |
| Tamil Nadu | Chennai, Tiruchirappalli, Erode, Madurai, Vellore, Salem |
| West Bengal | Kolkata, Hooghly, Howrah |
| Punjab | Amritsar, Ludhiana, Jalandhar, Mohali, Ropar, Bathinda, Fatehgarh Sahib |
| Gujrat | Ahmedabad, Vadodara, Valsad |
| Telangana | Hyderabad, Secunderabad, Mahbubnagar |
| Madhya Pradesh | Indore |
| Odisha | Bhubaneshwar, Cuttack |
| Rajasthan | Jaipur, Udaipur, Ajmer, Alwar, Kota, Jhunjhunu |
| Uttar Pradesh | Ghaziabad, Noida, Lucknow, Jhansi |
| Uttarakhand | Dehradun |
| Bihar | Patna, Gaya |
| Jharkhand | Ranchi |
| Andhra Pradesh | Visakhapatnam (Vizag) |
| Haryana | Ambala, Karnal, Kurukshetra, Panchkula, Panipat |
| Kerala | Ernakulam, Kollam, Kottayam, Thiruvananthapuram, Thrissur |
| Pondicherry |
| Application Name | Navi – Instant Personal and Home Loans |
| Version | 1.7.5 |
| Updated on | 20 Jul 2021 |
| Downloads | 5M+ Downloads |
| App Download Size | 13.76MB |
| Offered by | https://www.navi.com |
| Released on | 30 Apr 2020 |
| Navi App Review | 3.6 star |
Install Navi App from Google Play Store to get personal loans through the Navi App.
Register by using your mobile number.
Fill in your original details to check your loan eligibility. Such as name, home address, monthly income, etc. In some time, you will learn about the loan amount.
Choose the loan and EMI amount according to your convenience.
Full KYC with a selfie-and base number.
Enter your savings account details for money transfer.
After some time, money is transferred to your bank account. Occasionally, money is transferred to your bank account.
You will get Navi personal loan from Rs 10000 to Rs 500000 with an interest rate of 12% to 36% per annum. The loan is available from this app through a fully digital and contactless process. You can use this money for bill payments, home renovation, personal expenses, etc.
How can I repay my new debt?
In this case of prepayment, the loan provider can pay through net banking, check, or DD services. Ensure that the required amount is available in the bank account every month from the date of EMI.
For any query related to Personal Loan, you can also call on the customer care number 91–80108-33333. You can also get an answer to your questions by sending mail to [email protected].
You can check EMI payable by using the EMI calculator available on the Navi app. You can put the necessary details to check the EMI payable and check the emission payable. This feature is absolutely free for you.
