Friday, September 30, 2022

Navi Instant Personal Loan, EMI Calculator, Customer Care 80108-33333

Navi Instant Personal Loan is available with fair interest rates and flexible EMI for a long tenure. The loan is available from this app through a fully digital and contactless process. You will get Navi Instant personal loan with an annual interest rate of 12% to 36% to meet your monetary requirements. You can use this money for bill payments, home renovation, personal expenses, etc. Navi Instant Personal Loan can prove profitable for you Due to with low-interest rate, bearing a paperless process, repayment tenure, etc.

‘Navi Instant Personal Loan’ Detail

Interest RateCompetitive Interest rates starting at 12% to 36% p.a.
Personal loan ProcessCompletely digital, Contactless, Paperless Process
Processing FeeProcessing Fees of Up to 3.99% will be deducted from the loan amount + GST (Minimum Process fee 1499 + GST)
Loan tenure90 days to 36 Months
Maximum Loan Amount10k to 5lakh at flexible EMIs
Age Limit18 years or above.
CitizenshipIndian Citizen
Example LoanLoan Amount: Rs 50,000
Tenure: 12 Months
Interest Rate: 24% (on Reducing Principal Balance Interest Calculation)
EMI Amount: Rs 4,728
Total Interest Payable: Rs 6,736
Processing Fees (incl. GST): Rs 1,475
Disbursed Amount: Rs 50,000 – 1,475 = 48,525
Total Amount Payable: 56,736

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Features of Navi Instant Personal Loan app

  • The process of loan application is completely digital and a contactless process. The signed document is not required and there will be no physical meeting.
  • In only 5 minutes, you can learn about the loan.
  • Navi Instant Personal Loans is available with reasonable interest rates and flexible EMI for the long term.
  • This loan is available for salaried and self-employed.
  • It is available for download on Google Play Store and customers can see their eligibility for free.
  • There is no need to submit security to take a loan.
  • No bank statement or salary slip requirement.

Eligibility Criteria (Navi Instant Personal Loan)

  • Only Indian citizens can apply for personal loans.
  • The person should not be less than 18 years.
  • A good credit score increases the likelihood of getting a loan.
  • Navi Loans should have access to your city.

Documents Required for Navi Instant Personal Loan

  • PAN card number.
  • Mobile number should be linked to the Aadhaar number
  • You must have savings account numbers.

How to Apply for Personal Loans Through Navi App?

  • Install Navi App from Google Play Store.
  • Register by using your mobile number.
  • Fill in your original details to check your loan eligibility. Such as name, home address, monthly income, etc. In some time, you will learn about the loan amount.
  • Choose the loan and EMI amount according to your convenience.
  • Full KYC with a selfie-and base number.
  • Enter your savings account details for money transfer.
  • After some time, the money gets transferred to your bank account. some time, the money gets transferred to your bank account.
  • Reach us at [email protected] for any of your queries.

Navi Office address is:

Navi,

3rd Floor, Salarpuria Business Center,

93, 5th A Block, Koramangala

Bangalore – 560095

Operational Cities

StateCities
Delhi NCRNew Delhi, Gurgaon, Noida, Greater Noida, Ghaziabad, Faridabad
Chandigarh 
MaharashtraMumbai, Navi Mumbai, Thane, Pune, Nagpur, Ahmed Nagar, Kolhapur, Aurangabad, Nashik, Satara
KarnatakaBangalore, Mysore, Udupi, Dharwad, Kolar, Hassan, Mandya.
Tamil NaduChennai, Tiruchirappalli, Erode, Madurai, Vellore, Salem
West BengalKolkata, Hooghly, Howrah
PunjabAmritsar, Ludhiana, Jalandhar, Mohali, Ropar, Bathinda, Fatehgarh Sahib
GujratAhmedabad, Vadodara, Valsad
TelanganaHyderabad, Secunderabad, Mahbubnagar
Madhya PradeshIndore
OdishaBhubaneshwar, Cuttack
RajasthanJaipur, Udaipur, Ajmer, Alwar, Kota, Jhunjhunu
Uttar PradeshGhaziabad, Noida, Lucknow, Jhansi
UttarakhandDehradun
BiharPatna, Gaya
JharkhandRanchi
Andhra PradeshVisakhapatnam (Vizag)
HaryanaAmbala, Karnal, Kurukshetra, Panchkula, Panipat
KeralaErnakulam, Kollam, Kottayam, Thiruvananthapuram, Thrissur
Pondicherry 

Navi Instant Personal and Home Loans App info (Review)

Application NameNavi – Instant Personal and Home Loans
Version1.7.5
Updated on20 Jul 2021
Downloads5M+ Downloads
App Download Size13.76MB
Offered byhttps://www.navi.com
Released on30 Apr 2020
Navi App Review3.6 star

Navi Instant Personal Loan Related FAQ: –

How can I get personal loans from Navi?

Install Navi App from Google Play Store to get personal loans through the Navi App.
Register by using your mobile number.
Fill in your original details to check your loan eligibility. Such as name, home address, monthly income, etc. In some time, you will learn about the loan amount.
Choose the loan and EMI amount according to your convenience.
Full KYC with a selfie-and base number.
Enter your savings account details for money transfer.
After some time, money is transferred to your bank account. Occasionally, money is transferred to your bank account.

What is the rate of interest of Navi?

You will get Navi personal loan from Rs 10000 to Rs 500000 with an interest rate of 12% to 36% per annum. The loan is available from this app through a fully digital and contactless process. You can use this money for bill payments, home renovation, personal expenses, etc.

How can I repay my new debt?

In this case of prepayment, the loan provider can pay through net banking, check, or DD services. Ensure that the required amount is available in the bank account every month from the date of EMI.

How to contact Navi personal loan customer care?

For any query related to Personal Loan, you can also call on the customer care number 9180108-33333. You can also get an answer to your questions by sending mail to [email protected].

How can I calculate the EMI payable before availing of a personal loan from Navi?

You can check EMI payable by using the EMI calculator available on the Navi app. You can put the necessary details to check the EMI payable and check the emission payable. This feature is absolutely free for you.

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