SK Finance Loan: How to download SK Finance loan statement Online?

Do you also want to fulfill the dream of your favorite vehicle? Do you also want a nice bike, a dream car, a tractor to expand farming, and a loan for house renovation? You can achieve all these dreams through SK Finance Loan.

The Company understands the needs of its customers and provides loans to them, and that too at meager interest rates. You can easily know the repayment status of your loan by downloading your SK Finance loan statement.

Here, we will talk about the features, benefits, and charges of the SK Finance Loan and tell you how to apply for the loan.

SK Finance Loan Details

Interest Rate	Interest rate 18% p.a. onwards
Loan Amount	Up to 15 lacs
Tenure	Up to 48 months
Minimum CIBIL Score	680+
Funding	Up to 80% of the Vehicle
SK Finance Customer care number	1800 103 9039 Email ID: [email protected]

SK Finance is an RBI Registered NBFC (non-banking finance company) that offers a variety of loans, such as car loans, two-wheeler loans, tractor loans, secured business loans, and home renovation loans.

The company was started in 1994 to meet the needs of customers. According to this, the company has more than 29+ years of work experience. Due to this, it has been providing satisfactory service successfully by understanding the needs of its customers.

You can apply for a loan online on their website or visit one of their branches across 12 states and 1 union territory in India.

Types of Loans Provided by SK Finance

SK Finance provides secured loan services to its customers, availing of which customers can fulfill their dream of owning their favorite vehicle. The details of loans provided by them to their customers are given below.

Used Car Loan: SK Finance offers you more than just a loan for your old car; This allows you to own the vehicle you have always wanted. You can drive away with your chosen car and enjoy great trips and adventures with SK Finance Used Car Loan today.

Two-wheeler loans: You can avail of up to 100% of the on-road price of your two-wheeler based on your eligibility and credit profile with minimum documentation and quick approval.

Tractor Loan: Most farmers need a tractor to increase their farming, which makes farming easier. You can fulfill your dream of buying a tractor by taking a tractor loan from SK Finance to buy a new or complete tractor and repay it in easy installments.

Secured Business Loan: SK Finance also offers secured business loans to meet your business needs, which you can avail against the mortgage of your property. Depending on the current market value of the property, you can get a business loan up to 85% of it.

Apart from all these loans, you can also find home renovation and construction loans here, which you can take for yourself per your needs.

Eligibility Criteria for SK Finance Loan

To take any of the loans mentioned above, you will have to follow some eligibility criteria which can be of some types.

• The applicant must be a citizen of India.
• The age of the applicant should be more than 21 years.
• He must have such a source of monthly income from which he can earn at least Rs 15000 per month.
• The borrower must have a CIBIL score of 680+ while applying for the loan.

Documents Required to Apply for SK Finance Loan

• KYC of the applicant
• The last 3 months’ salary slip of the applicant
• Last 6 months’ bank statement
• ITR of the last 3 years with the calculation of the income of the applicant
• RC of CAR
• insurance copy
• Latest utility bill if the residence is owned or rent agreement if the residence is rented.
• Copy of GST registration in case of business loan
• Sanction letter for all current loans
• Latest utility bill of the residence if owned or rent agreement if rented
• Latest utility Bill of Office if owned or rent agreement if rented

Fee and Charges

Interest Rate	18% to 22%
Processing fee	Up to 3% on the loan amount + GST
Foreclosure Charges	5% after 6 months
Loan of Value	As per Grid & up to 80% of the value of the car
Loan Amount	Up to 15 lacs
Tenure Time	12 months to 48 months

How to Download SK Finance Loan Statement Online?

To download your SK Finance loan statement online, you need to follow these steps:

1. Visit the SK Finance website and click on the “Login” button on the top right corner of the homepage.
2. Enter your username and password and click the “Login” button.
3. After logging in, you will see your dashboard with your loan details and options.
4. Click on the “Account Details” option under the “My Account” section.
5. You will see your loan statement for the current financial year.
6. You can also select a different financial year from the drop-down menu to view your previous statements.
7. You can download your loan statement in PDF format by clicking the “Download” button at the bottom of the page.

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