Anyone may need money to meet their financial needs, such as electricity bills, car repairs, bike repairs, school or college fees, Mobile Repair, Etc. In such cases, an urgent ₹10000 Personal Loan is the best solution for you, which you can avail without documents and collateral.
Get an instant Personal Loan of ₹10000 with low interest rates, flexible tenure, multiple repayment options, and a hassle-free process with no paperwork. Fast cash loan approval within 6 minutes and instant funds transfer to your bank account within 2 minutes. The button to apply is given below.
Urgent ₹10000 Personal Loan Detail
| Interest Rate | Competitive Interest rate starting from 14% per annum onwards. |
| Application Process | 100% Digital, Fast & Easy Process |
| Tenure | 1 month to 36 months |
| Disbursal | Fast Loan disbursal |
| Documents | Minimal documentation (PAN & Aadhar Card) |
Benefits of a ₹10000 Personal Loan
Lenders offer various benefits to their customers that make it easier and attractive for them to apply for a Personal loan of ₹10000.
Online Application: Customers can apply for a loan of ₹10000 through an online application from their mobile. The process is simple and fast, requiring no travel; all the work for your loan application is done online from home.
Instant Approval and Disbursement: On this platform, you can apply for a loan of ₹10000 instantly in 3 to 5 minutes, and after submitting your loan application, you will get the approval within 6 minutes, and the loan amount will be disbursed within a few minutes.
No Collateral Required: A Personal loan is an unsecured loan, so you do not need to provide any collateral or security to get this loan.
Flexible EMI Options: You can choose a tenure of 1 to 36 months as per your convenience. This feature makes it easy for you to repay the loan.
Attractive Interest Rates: Taking a loan from RBI-approved apps is easy and affordable because you receive the loan at a low interest rate. The interest on this loan starts at 14% per annum.
Who Can Apply? Eligibility for a ₹10000 Loan
Applying for an instant ₹10000 Loan is easy and convenient with RBI-approved loan apps. Before applying for this loan, you need to check your eligibility, which is very easy to do.
| Age | The age of the applicant should be between 21 to 58 years. |
| Citizenship | Must be an Indian citizen. |
| Monthly Income | The applicant must have a stable monthly income (minimum ₹15,000). |
| CIBIL Score | The credit score must be 720 or above. |
| Employment | Only salaried and self-employed individuals can apply for this loan. |
| Work Experience | You will have to remain employed for at least 2 to 3 years. |
Documents Needed for a ₹10000 Personal Loan
Applying for a ₹10000 personal loan is easy and requires minimal documentation. You can apply for a personal loan online by digitally uploading a few required documents.
| Identity Proof | PAN and Aadhar Card |
| Address Proof | Aadhar Card, Passport, Voter ID Card |
| One Selfie (Photograph) | Take a selfie on the loan app during the KYC process. |
| Income Proof | On uploading income proof, you get the benefit of a larger loan and a lower interest rate. Income Proof: Salary Slip, Latest 6 Months Bank Statement, etc. |
How to Apply for a ₹10000 Personal Loan for Urgent Needs?
Need a ₹10000 loan urgently? With trusted loan apps, you can apply for an instant personal loan in minutes by following these simple steps. Get quick cash for emergencies with hassle-free approval and disbursal.
Steps to Apply for a ₹10000 Instant Loan
- Download the Loan App: Start by downloading a reliable loan app from the Google Play Store or the Apple App Store.
- Sign Up or Log In: Create a new account or log in using mobile OTP verification for secure access.
- Complete the Application: Enter your PAN number and other required details to submit your loan application. Get approval in under 60 seconds!
- Complete KYC Verification: Verify your identity with a real-time selfie and Aadhaar-linked mobile OTP to unlock your loan limit.
- Choose Loan Amount and Tenure: Select ₹10000 as your loan amount and pick a repayment plan that fits your budget.
- Receive Your Loan: Once approved, the loan amount will be instantly transferred to your registered bank account.
Why Choose a Loan App for a ₹10000 Loan?
- Fast Approval: Get your loan approved in minutes.
- Minimal Documentation: Only basic details like PAN and Aadhaar are needed.
- Instant Disbursal: Funds are credited directly to your bank account.
- Flexible Repayment: Choose a tenure that suits your financial needs.
Apply now for a ₹10000 instant personal loan and address your urgent financial needs with ease! Download the app today and get quick cash in your account within minutes.
Disclaimer: Always read the terms and conditions of the loan app and make sure it is a trusted platform that follows RBI guidelines.
EMI for Personal Loan of ₹10000
As easy and convenient as it is to avail a personal loan of ₹10000, it is also easy to repay it, as you get different personal loan repayment term offers to suit your budget. Whether you want to repay your loan quickly or need more time, you can choose a repayment plan that suits your budget.
| Loan Amount | Interest Rate | Tenure (in months) | EMI in Rs |
| ₹10000 | 14% p.a. | 6 | ₹ 1762 |
| ₹10000 | 14% p.a. | 9 | ₹ 1196 |
| ₹10000 | 14% p.a. | 12 | ₹ 913 |
List of lenders offering a ₹10000 personal loan
Many lenders offer personal loans of ₹10000 at low interest rates and flexible tenures. If you want a good lender for yourself who will provide you with a good loan amount at a low interest rate, then below is the list of lenders who can prove to be good lenders for you.
| Lender (App Name) | Interest Rate | Tenure |
| KreditBee | 15% to 29.95% p.a. | 62 days to 36 months |
| MoneyTap | 13% to 36% p.a. | 2 to 36 months |
| Ring Power Loan | 28% to 32% p.a. | 3 months to 36 months |
| Olyv Personal Loan (SmartCoin) | 20% to 36% p.a. | 2 months to 12 months |
| Zype Personal loan | 18% to 39% p.a. | 3 months to 12 months |
| Lendingplate Personal Loan | Starting from 12% p.a. | 3 months to 15 months |
| PayMe Loan | Starting from 1.5% per month | 3 months to 36 months |
| PaySense | 16% to 36% p.a. | 3 to 60 months |
| Prefr Personal Loan | 18% p.a. onwards | 3 to 36 months |
| InCred Personal Loan | 18% to 18% p.a. | 3 months to 60 months |
| True Balance | 24% to 60% p.a. | 6 months to 12 months |
| Fibe (Early Salary) | 15% per annum onwards | Up to 36 months |
| Unity Small Finance Bank | Starting from 18% p.a. | 6 to 36 months |
| BharatLoan | Starting from 15% p.a. | 1 month to 3 months |
| CASHe | 27% to 33% p.a. | 3 to 18 months |
| Navi | Starts at 9.9% p.a | 3 to 72 months |
| IndiaLends | Starts at 10.25% p.a. | 12 to 60 months |
| Airtel Finance | Starts at 12.75% p.a. | 3 to 36 months |
| Lenditt | 18% to 36% p.a. | 3 to 24 months |
FAQs Related to Rs 10000 Personal Loan
I need 10000 rupees loan urgently; how can I get it?
You can get an instant personal loan of ₹10000 through NBFC RBI-registered apps. 100% digital process, flexible tenure, low interest rates, approval within 6 minutes and disbursement of the loan amount to your bank account within 2 minutes after approval.
How can I get a ₹10000 Loan without a salary slip?
Even if you do not have a salary slip, you can still apply for a loan of Rs 10,000. Most lenders give loans to those with a good credit score, even without a salary slip. Apart from this, you can also submit a 6-month bank statement in place of a salary slip.
How can I get 10000 rupees fast?
To get the fastest loan of Rs 10,000, you can take a pre-approved personal loan, which can be disbursed in just a few minutes. Apart from this, you can also take a cash advance loan against your credit card, which is transferred to your account instantly without any paperwork.
