StashFin Personal Loan: Lowest Interest Rate 11.99% Apply Now

StashFin Personal Loan is available with fair interest rates and flexible EMI for a long tenure. The loan is available from this app through a fully digital and contactless process. You will get Stashfin Instant Personal Loan up to Rs 5 lakhs with a tenure of 3 years with an annual interest rate of 11.99% to meet your monetary requirements. You can use this money for bill payments, home renovation, personal expenses, etc. StashFin Instant Personal Loan can prove profitable for you Due to with low-interest rate, bearing a paperless process, repayment tenure, etc.

Here you are explained in detail the features, benefits, and charges of the Stashfin Personal Loan. A link button to apply now will be provided to you to avail of this loan so that you do not face any problem in availing yourself of the loan.

StashFin Personal Loan Details

Interest RateCompetitive Interest rates start at 11.99% p.a.
Personal loan ProcessCompletely digital, Contactless, Paperless Process
Processing FeeProcessing Fees of Up to 10% (excluding GST of the loan amount)
Loan tenure3 to 36 Months
Maximum Loan Amount5lakh at flexible EMIs
Age LimitAge Group: 20 – 55
Minimum IncomeRs. 15000+
CIBIL Score:Self-Employed should be 675+ and for Salaried CIBIL/Bureau should be 650+
CitizenshipIndian Citizen
Example LoanLoan Amount: Rs 10,000
Tenure: 3 Months
Interest Rate: 11.99% (on Reducing Principal Balance Interest Calculation)
EMI Amount: Rs 4,728
Total Interest Payable: Rs 167
Processing Fees (incl. GST): 0
EMI: Rs. 3389
Disbursed Amount: Rs 10,000
Total Amount Payable: 10,167
Welcome OfferStash cash worth Rs. 1500 as a welcome reward and 1% cash back on every online spend
StashFin Customer Care NumberChat with a StashFin executive.

Features of StashFin Instant Personal Loan

India’s fastest, easiest, safest, smartest Credit Line and Personal Loan App. With its quick and easy application process, StashFin lets you enjoy a credit line of up to Rs. 5,00,000 at low-interest rates and flexible repayment plans that are best suited to your needs.


Flexible Loan Amount: Flexible Loan Amount: You can select the loan amount according to your requirement. Your good income and credit score can increase the loan amount you get. The higher your income higher the loan amount you can get here. But here you can get a maximum loan of Rs 5 lakh only.

Welcome offer: With the Stashfin Instant Personal Loan app, you get a welcome reward of up to Rs.1500. Which makes this loan application different from other loan apps. Get 1% cashback per transaction if you use the StashFin credit line online.

RBI Registered NBFC: The personal lending company gets the opportunity to be called a registered NBFC (Non-Banking Financial Company) only after following the RBI guidelines. StashFin Personal Loan App is also a registered Non-Banking Financial Company (NBFC), so you can rely on this app.

Loan For Low CIBIL Score: Personal loan is an unsecured loan. All banks and NBFCs, check the credit history of the individual before granting a personal loan. A personal loan is not available if you have a bad credit history. But, the StashFin Personal Loan app gives you loans even with a low CIBIL score. You must have a minimum CIBIL score of 650+ to take a loan here.

Fully Digital Process: Here the loan process is fully-digital. You do not need to submit any documents manually. You can apply for the loan through your PAN and Aadhar card here.

Quick and Secure Loan: StashFin Instant Personal Loan app is much preferred when it comes to availing loans through an Aadhar card. Here you get loan approval in less time.

No Collateral: When you apply for a personal loan in a bank, you have to deposit some of your belongings in the bank as security. But you do not need to make any security deposit to avail personal loan under the Aadhar card loan online scheme. That’s why the Aadhar card loan app StashFin is being liked so much.

Tenure: Most online personal loan companies offer short-term loans which you have to repay quickly. But with StashFin Loan App, you get a flexible term of 36 months to repay the loan so that you do not face any problems in repaying the loan.

Minimum Documentation: Very few documents are required from you to apply for a loan on the StashFin Instant Personal Loan app. You can apply for the loan here with your Aadhar card and PAN.

Customer Care Support: Immediately after you submit the StashFin Personal Loan form, the StashFin Personal Loan team gets in touch with you and gives you complete details about the loan.

StashFin Personal Loan Eligibility Criteria

  • Indian citizens
  • The age should be between 20 to 55 years.
  • The person should have his PAN card.
  • The mobile number should be linked with the Aadhar card.
  • Savings account statement for three months.
  • Self-Employed should be 675+ and for Salaried CIBIL/Bureau should be 650+. A good credit score increases the loan amount
  • Your minimum salary Should be Rs. 15000/-.
  • Last 3 Months Bank Statement.
  • Current Work Experience: 2 months and above

How to get a StashFin Instant Personal Loan?

The entire process of applying for a StashFin Personal Loan is 100% digital. By following some simple steps, you can take loans up to 5,00,000. But you have to understand the complete process of filling the form thoroughly as most of the loan rejections are due to filling the form incorrectly. So, you must read the procedure we have mentioned carefully.

  • You have to click on the link given below and the StashFin Personal loan form will open in front of you.
  • The customer needs to complete the rest of the process on the StashFin App.
  • Fill in your basic details and click on Proceed.
  • Verify OTP
  • Fill in mandatory personal and professional details.
  • Upload your bank statement and other required documents.
  • Customers will be informed when their loan is approved along with details of interest rate and tenure.
  • Customers must complete the KYC verification in digital or physical form at their convenience.
  • Once a customer’s loan is approved the cash is transferred to their savings account within 48-72 hours.

StashFin Instant Personal Loan Apply Now Button Link

StashFin Loan App Operational in 20+ Cities

Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Vellore, Patna, and Ludhiana.

StashFin Personal Loan repayment

Your Loan payment will be done online or offline mode. You can choose one of the following methods to pay your bills online:

Net-Banking: You can use the facility of Net-Banking to pay your Loan with the help of your mobile or website.

NEFT/IMPS: If you do not have a net-banking account, you can pay your bills through NEFT or IMPS Facility.

Auto-Debit facility: You can set your Lon payment to auto-debit. Doing so will automatically deduct Personal loan payments from your account.

UPI: At present, UPI traction is being used a lot. You can pay for your Loans using several applications like GPay and Phonepe.

StashFin Loan App Detail

Application NameStashFin – Credit Line & Funds
Updated on6 Aug 2022
Downloads5M+ downloads
App Download Size21.50 MB
Released on17 Oct 2017
StashFin Personal Loan App Review3.7 star


What is Personal Loan?

Personal loans help you to borrow money for a price of a personal nature – be it for some other requirement such as an emergency, education, family marriage, or home renovation. With the StashFin Personal Loan App, with various loans ranging from 1000 to 5Lakhs, you can enjoy an interest rate of 1% per month with flexible functions ranging from 3 to 36 Months.

What is an EMI?

EMI Stands for Equated Monthly Instalment. Which is the fixed amount paid for the repayment of your loan. It includes both the principal component and the interest amount. It gives you the convenience and benefit of repaying the personal loan amount in small and easy installments.

How much loan amount am I eligible for?

You can avail of a personal loan amount ranging from Rs. 1000 to Rs. 5 Lakhs, depending on various eligibility factors such as credit score, monthly income, work experience, etc.

What are the benefits of the StashFin Instant Personal Loan App?

Here Students get Instant Personal Loans ranging from Rs 1000 to Rs 500000 with fewer documents, Which the customer can smoothly transfer to his savings account in just 10 minutes.

How to apply for a StashFin Personal Loan online?

If you want to take a student personal loan? You need to install the StashFin Personal Loan app and create your account. In which you have to fill in a lot of important information. After filling in this data, the app will show your “Instant Personal Loan” eligibility, along with an eligible interest rate and tenor. After successfully checking the eligibility criteria, you will fill in the loan details. After that, you will fill in the bank details so that can loan amount will be transferred to your bank account.

What is the StashFin Personal Loan Interest Rate?

You will get a StashFin Personal Loan from 1 thousand to 5 Lakh rupees with an interest rate of 11.99% p.a. The loan is available from this app through a Fully digital and contactless process. You can use this money for bill payments, personal expenses, etc.

How can I repay my StashFin Personal Loan?

In case of prepayment, the loan provider can make the payment through net banking, UPI, or online services. Make sure the required amount is available in the bank account every month from the date of EMI.

Do I need to pay any other charges for a personal loan?

Yes, you need to pay various other charges such as a processing fee and foreclosure charges to avail of a personal loan from StashFin.

How can I calculate the EMI payable before availing of a personal loan from the StashFin loan app?

You can check the EMI payable using EMI Calculator. You can enter the required details to check EMI payable and emissions payable. This feature is free for you.

How long does StashFin take to disburse its loans?

StashFin takes up to 48 hours to approve/reject a personal loan application and the loan will be disbursed immediately.

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