Friday, September 30, 2022

Bajaj Finserv EMI Card – Avail Pre-approved Loan up to 2 Lakhs

Bajaj Finserv EMI Card Apply Online: You get a Bajaj Finserv EMI Card with the facility of No Cost EMI. You can apply online by following some easy steps. The Bajaj Finserv EMI Card is the very oldest card. Earlier it was available only in offline stores, but with time, the company has given the facility to all the people to apply online. If you want to buy a product from an online or offline store, you can easily convert them into EMI using the Bajaj Finserv EMI Card. You will not have to pay any interest rate on purchasing that product.

The Bajaj Finserv Insta EMI Card is a payment instrument service to convert all your purchases into easy EMIs. It also comes with a pre-approved loan of up to Rs 2 lakh. However, the Insta EMI card involves a 100% online application process and gets activated instantly.

Bajaj Finserv EMI Card Apply Online Details

Application NameBajaj Finserv N0-Cost EMIs Card
Delay Payment Interest4% Per Month
Bajaj Finserv EMI Card Charges
(One Time Joining Fee)
Rs.530/-
Card NameBajaj Finserv Insta EMI Card
Tenure Time3 Months to 24 Months
Bajaj Finserv EMI Card Customer Care NumberPhone No.: 086980 1010
Email ID: [email protected]
Amount of MoneyUp to 2 lakhs
Age Limit21 – 65 Year
Available Locations in India1 Lakh+ partner stores

Features of the Bajaj Finserv EMI Card

The Bajaj Finserv Network Card comes with the facility to buy all types of products on EMI. The card is available to the customer with a pre-approved loan limit of Rs.4 lakh. Apart from this, there are many other benefits of this EMI card, which you will learn more about:

Easy Online Shopping: Using this EMI card, you can purchase the latest electronics and many other types of products online, on which you also get the benefit of No Cost EMIs. You can use Bajaj EMI Card on all online stores like Amazon, Flipkart, MakeMyTrip, etc.

Completely Digital Process: The entire process to apply for Bajaj EMI Card is online. You do not have to submit any documents manually. You get the Bajaj Finserv Networking EMI Card by paying a one-time joining fee of Rs 530.

Bajaj Finserv Insta EMI Card

Minimal Documentation: The entire process to apply for Bajaj Finserv EMI Card is online. You get Bajaj EMI Card approved after uploading very few documents here. You apply for this card must have a PAN card and Aadhar card.

Easy to Use: It is easy to use this card. You need to download the Bajaj Finserv app on your mobile phone and control all your card transactions through the same application.

Flexible Tenors: On purchasing any of the products with this card, you can convert it into EMIs of 3 to 24 months. on which you do not need to pay any interest.

No-Cost EMI: The Bajaj Finserv Network EMI Card comes with the facility of no-cost EMI to the customer. If the customer purchases an item on EMI, then no interest will be charged from the customer.

Easy Offline Shopping: Customers can use the EMI network card to purchase any product on EMI at over 1 lakh+ partner stores.

Zero Foreclosure Charges: With the Bajaj Finserv EMI Card, the customer also enjoys the benefit of zero foreclosure charges. If the customer prepays the EMI of his products, then he will not have to pay any additional charges. The CIBIL score also increases exponentially on the prepayment of EMI.

Shop for up to Rs. 2 Lakhs: You can purchase 1millioun+ products from partner shores using your network EMI card. If the price of any of the products is up to a maximum of 2 lakhs, then you can easily purchase them on EMIs with your Insta EMI Card.

Eligibility Criteria for Bajaj Finserv EMI Card

  • The customer should have a PAN (Permanent Account Number).
  • It is mandatory to link mobile numbers with Aadhar cards.
  • The individual should have ITR (Income Tax Return) with the calculation chart for the previous financial year.
  • The candidate’s age should be between 23 to 65 years to apply online.
  • Candidate age should be between 21 to 60 years to apply offline.
  • The customer should have a savings account with a branch that has NEFT, RTGS, or IMPS facilities.

How to Apply for a Bajaj Finserv EMI Card?

There are two ways to apply for Bajaj Finserv Network EMI Card offline and online.

Bajaj Finserv Network EMI Card Apply offline

To apply for a Bajaj EMI card offline, you will visit the partner store. You will have to pay a one-time joining fee of Rs 530/- to avail of the Bajaj Insta EMI card. After that, the Bajaj EMI Card will be delivered to your doorstep shortly.

Bajaj Finserv EMI Card Apply Online

  • Click on the Apply Now button given below.
  • Customer needs to enter their Mobile number, Date of Birth and Click on the Apply Now Button.
  • If the customer is eligible for the EMI Card, they will receive a pre-approved limit message on the screen.
  • The customer verifies the Name and Address by clicking on VERIFY ADDRESS and paying the card fee of Rs. 530/- (including GST)
  • After the payment is done and the customer can activate the card.
  • With the completion of the e-mandate and activation of the card, the customer can use the digital card for online purchases.

Bajaj Finserv EMI Card Apply Online Link:

Fees and charges

EMI Network Card FeeRs.530/- (Inclusive of applicable taxes)
Add-on Card FeeRs.199/- (Inclusive of applicable taxes)
Convenience FeeRs.99/- +(Applicable taxes) will be added in the 1st EMI
Loan Enhancement FeesRs.99/- +(Applicable taxes) will be added in the 1st EMI
Mandate Registration ChargesRs.118/- (Inclusive of applicable taxes) will be applied for some banks.
Bounce chargesRs.450/- (Inclusive of applicable taxes)
Penal InterestAny delay in payment of monthly EMI will attract penal interest @ 4% per month on outstanding monthly EMI from the date of default till receipt of monthly EMI.
Annual FeeRs.117/- (Inclusive of applicable taxes) Annual charges will be charged only to EMI Network Card Holders who have not taken any loan using EMI Network Card in the previous year.

Bajaj Finserv EMI Card Customer Care Number

If the customer faces any problem while taking the Bajaj EMI Card, then the customer can call the customer care number 086980 1010 anytime. Customers can also email their complaints to the official email id of Bajaj Finserv at [email protected]

The customer can also register his complaint by visiting the company office.

Bajaj Finserv Limited Regd. OfficeCorporate Office
Bajaj Auto Limited Complex Mumbai – Pune Road,
Akurdi Pune – 411035 MH (IN)
Ph No.: 020 715706064
Email ID: [email protected]
6th Floor Bajaj Finserv Corporate Office,
Off Pune- Ahmednagar Road,
Viman Nagar,
Pune-411014

Bajaj Finserv EMI Card Login App Detail

Application Name and Download LinkBajaj Finserv – UPI, Pay, Loans
Version7.1.1
Updated on7 Apr 2022
Downloads10M+ Downloads
App Download Size20MB
Website Linkwww.bajajfinserv.in
Released on18 Sept 2012
Bajaj Finserv App Review4.1 star

FAQ: –

What is the Bajaj Finserv EMI Network Card?

The Bajaj Finserv Insta EMI Card is a payment instrument service to convert all your purchases into easy EMIs. It also comes with a pre-approved loan of up to Rs 2 lakh. However, the Insta EMI card involves a 100% online application process and gets activated instantly.

What is an EMI?

EMI Stands for Equated Monthly Instalment. Which is the fixed amount paid for the repayment of your loan. It includes both the principal component and the interest amount. It gives you the convenience and benefit of repaying the loan amount in small and easy installments.

How to Apply Online for Bajaj Finserv EMI Card?

To apply for the Bajaj Finserv EMI Card. You need to install the Bajaj Finserv app and create your account. In which you have to fill in a lot of important information. After filling in the necessary data, the app will show your eligibility. After successfully checking the eligibility criteria, you will have to pay a one-time joining fee of Rs.530. After that, the customer has to complete the process of e-mandate, after which the customer can start his online shopping by managing his card through the Bajaj Finserv application.

How to Contact Bajaj Finserv EMI Card Customer Care?

If the customer faces any problem while taking the Bajaj EMI Card, then the customer can call the customer care number 086980 1010 anytime. Customers can also email their complaints to the official email id of Bajaj Finserv at [email protected]

How can I increase my EMI network card limit?

The loan limit on your EMI Network Card depends on several factors like your CIBIL score, income level, and repayment capacity. Bajaj Finserv reviews its customer’s Bajaj Finserv Insta EMI Card loan limit quarterly. You can increase your card limit by building a good repayment history.

Can a student apply for a Bajaj Finserv EMI Card?

No, students cannot apply for Bajaj Finserv EMI Network Card. To apply for Bajaj EMI Card, you must be between 21 to 65 years of age and have a regular source of income.

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